How It Works

Get approved for up to $5000* in brand name electronics! No credit needed!

* approvals up to $5,000 are provided by UOwn Leasing

  • Shop and add products to your cart
  • Click 'Continue Checkout' to fill out the no obligation lease application
  • On approval, review your agreement and sign.
  • Get your product(s) - often same day - nationwide.

The application is easy and free with no risk or obligation.
Finance on YOUR terms with flexible payment options.

We have thousands of products available to lease or finance so you can buy now and pay later on payment plans that work for you. No Credit? Bad Credit? No problem. Our process is fast and easy:

Shop Our Huge Inventory
  • Browse our inventory of thousands of products like electronics and computers.
  • Add the products you want to your shopping cart.
  • Click the cart icon in the top right of your screen to checkout.
  • When you’re approved, we will set up a payment plan to match your paydays.

Apply For an Instant Decision
Here is what you need to apply for a lease:
  • A valid social security number or ITIN
  • A valid credit or debit card.
  • A government-issued ID like a driver's license, state ID, or passport.
  • To be over the age of 18.

Get Your Products Today
On the majority of our products, we have same-day pickup available as long as you have a Best Buy near you.
  • If approved, all you need to do is complete your lease or financing agreement.
  • We'll reach out to you to confirm the Best Buy store that has your product(s) or to have it shipped to you.
  • You'll get an email when your product is ready to be picked up or has shipped!

All of the personal information you provide when signing up or logging in to RTBShopper will be kept safe using SSL (secure socket layer) encryption software which ensures all data transmission between our servers and you is safe and secure.