No hard credit, fico scores, or soft credit check - mattress low APR financing options are simple and easy, unlike with a synchrony bank transfer, when you shop our furniture stores and room shop with RTBShopper.com for a king size mattress and apply online with our progressive leasing! We offer lease-to-own mattresses with payment options to fit your budget with a low monthly bill, even if your credit is less than ideal and no hidden fees. The best part is, we include free shipping and free same day delivery on all orders over $50 with an approved credit card or valid debit card for your initial payment! Say goodbye to your old uncomfortable mattress. Say hello to your brand new Sealy, Serta or any other mattress brand with the mattress firm you prefer! Get a good night's sleep with memory foam mattresses or pillow top mattresses and maximum support.
There's alternative financing options for many items with only a credit card needed and with mattress financing you can increase your credit score by making the minimum purchase with monthly payments as the credit bureaus require us to report monthly any payment allocation. You can visit the credit bureau for complete details. Payment amount options available for a real time decision on 12 months, 18 months, and 24 months with rates from 0 30 APR payment plans contingent with fico scores check and approval. The process is easy with low minimum monthly payments required and no credit needed! Simply place your order for a new mattress on our website review the credit card agreement terms and enroll in a flexible payment plan that works for you. You'll wonder how you made purchases without our alternative financing, credit check, no credit needed, and flexible minimum monthly payments required with a credit card. Get complete details below.
Whether you just moved and need a new memory foam mattress or you’re simply replacing an old mattress and want to style shop – we have some of the best cooling gel mattresses you can lease-finance to keep the required minimum monthly payments low for you with financing options and no credit approval needed. Get a twin, queen, or king size new mattress and get exactly what you want from RTBShopper. We know a good mattress is an essential item for you to get the best rest or home theater. Sleep is so important! Financing with flexible monthly payments is the easiest way to get a mattress with just a small initial down payment using a credit card.
Poor Credit?
No Credit?
Don’t stress! We offer pay later financing with only a soft credit check that won't affect your credit store with credit bureaus!
Get less than ideal credit financing plans and get better sleep today! You can choose between flexible payment plans to fit your budget. The application process is fast with no risk, and you could get your mattress for less than other retailer's cash price once you confirm the offer valid! Get complete details below. For a minimum interest charge, try paying off your purchase amount during the promote period and avoid being charged for any purchase APR. There is a non promo purchase amount once you confirm the offer valid, that has early payoff options for existing cardholders with other companies but may have a credit needed and will likely charge you hidden fees with that same company. Even with special financing, regular account terms apply with term length subject to change. An interest free promo period depends on the promo purchase amount for any new accounts or existing cardholders. Get started on the credit application process and see how much your first payment will be for your purchase amount, and compare the difference between non promo purchases, confirm the offer valid and the purchase amount for a promo period.
When you are ready to apply to finance your mattress with a monthly payment, all you need to apply is the following:
If you need a new bed but don’t have the cash saved up to pay for it out of pocket, you can get rent-to-own mattress options to make things a bit easier for you and your wallet. What kind of credit needed? We work with people in all credit situations. You could get an instant credit approval from our lending partners today in minutes, with no hidden processing fee, even if your credit score is less than ideal.
1 The quoted price estimate is not provided by Progressive Leasing. This price estimate is only an estimate, and is subject to applicable sales tax, approval & qualification, and which partner you select at checkout. Same day pickup only valid for specific items at participating locations. Actual terms and total cost will be in your lease agreement or financing agreement.
Multiple financing offers may be available at checkout. Applications for financing are subject to eligibility, credit approval, state residency restrictions, and other qualifications. As low as prices do not reflect those financing offers.
No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
2 Early Purchase Options: Progressive Leasing's standard agreement offers 12 months to ownership. Progressive Leasing's early purchase options cost more than the retailer's cash price (except 3-month option in CA). If you use Progressive Leasing and want to purchase early call 877-898-1970.