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The Best Buy Now, Pay Later Shopping Services

December 21, 2020

In these hard economic times, it can be difficult to make large purchases. To make things easier and to help you manage your finances while still shopping for everything you need, many retailers work with “buy now, pay later” services.  Rather than paying for an item all at once out of pocket, you can use online installment plans to pay over time.

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How do online installment plans work?

Are you new to online installment plans? The best part about the alternative payment method is finding helpful pay plans that work for your budget.

These flexible alternative payment services let you get the products you need the same day you place your order, without paying full price right away.  Instead, you are able to choose different pay plans that fit your budget best with low monthly payments.  

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The Best Buy Now, Pay Later Shopping Services

We offer one of the easiest online pay later options to get you approved in minutes.  Our online installment company allows you to shop for the products you need, apply for up to $5,000 in shopping credit, and find an easy pay plan that fits your budget. 

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Is buy now, pay later shopping better than layaway?

Many people have asked about a good alternative to layaway.  You might not be sure if layaway is better than pay later financing and we're here to help. Although it might depend on each person's situation, ff you want your new products instantly, our buy-now-pay-later services are the best option.   

With layaway, you are required to put down a deposit up front and pay a high service fee for your payment plan.  You cannot bring home your item until it is fully paid for with layaway. 

At RTBShopper, our pay later finance plans allow you to bring home your item the same day you place your order.  

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How to apply for buy now, pay later financing?

You can apply for pay later finance plans by simply submitting your application and get the decision on your application within minutes.  

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