Rent to Own Appliances: Shop Online at RTBShopper

Have you ever found yourself in need of new appliances but can’t afford the upfront cost or don’t qualify for traditional financing due to less than perfect credit? Rent-to-own appliances might be the perfect solution for you! With a rent-to-own program, you can lease high-quality brand appliances and eventually own them without the burden of a substantial initial payment. Imagine having a brand-new refrigerator, washer, dryer, or air conditioner in your home without worrying about credit checks or hefty price tags.

In this blog post, we’ll explore how rent-to-own appliances work, the advantages for those with less than perfect credit, popular rent-to-own kitchen appliances, air conditioners, heating solutions, and laundry appliances. We’ll also discuss creating a rent-to-own payment plan and answer some frequently asked questions. So let’s dive in and uncover the world of rent-to-own appliances!

Understanding Rent to Own Appliances

Rent-to-own is a flexible payment option designed for individuals with less than ideal credit scores, allowing them to lease and potentially own high-quality brand appliances without having to pay a large upfront cost. This alternative payment option caters to those with impaired credit, households without bank accounts, and families without access to credit cards. Rent-to-own appliances offer a viable solution for those who don’t qualify for traditional financing, opening up a world of possibilities and improving their quality of life.

The growth of the rent-to-own sector in the late 1960s was largely due to banks declining to provide credit to individuals who did not meet their qualifications, leading to an increased demand for alternative payment options like rent-to-own appliances. Today, companies like American First Finance work with a vast network of stores, including Conn’s, American Freight, and Ashley HomeStore, to offer rent-to-own options for appliances such as air conditioners, gas ranges, and refrigerators with built-in water dispensers.

How Rent to Own Works

Rent-to-own is a leasing option that allows customers to lease appliances with the option to purchase them at the end of the lease term as an alternative to traditional financing. During the lease term, a portion of the rental payment goes towards creating equity in the appliance, making it a suitable option for individuals with limited savings or a less-than-ideal credit score who aspire to own high-quality appliances.

To establish a rent-to-own payment plan, it is necessary to calculate rental payments, contemplate early purchase options, and ensure a bank account is available for making timely payments. By following these steps, you can lease the appliances you need and work towards owning them while improving your credit score and financial stability.

Advantages for Those with Less Than Perfect Credit

For those with poor credit, rent-to-own appliances offer a significant advantage as approval is not solely dependent on credit score. This option allows individuals to:

- Move into a house right away and start using high-quality appliances
- Work on improving their credit scores
- Make payments on their rent-to-own appliances and accumulate equity in the appliances
- Eventually lead to ownership

Rent-to-own appliances provide a unique opportunity for individuals with bad credit history to secure a home purchase while concurrently improving their credit score. This payment option offers a chance to enhance the quality of life and achieve the dream of owning high-quality appliances without the burden of perfect credit.

Popular Rent-to-Own Kitchen Appliances

When it comes to rent-to-own kitchen appliances, you’ll find a variety of options to suit your needs and preferences. Some of the most popular rent-to-own appliances include gas and electric ranges, refrigerators with built-in water dispensers, and dishwashers with steam cleaning capabilities.

In the following sections, we’ll explore these appliances in greater detail, discussing their features and benefits.

Gas and Electric Ranges

Gas and electric ranges, including gas range options, are essential kitchen appliances used for food preparation, featuring a stovetop and an oven powered by either gas or electricity. Rent-to-own options for these ranges are available from leading brands like:

 - LG
 - Samsung
 - Kitchen Aid
 - Bluestar
 - Whirlpool
 - GE

These brands offer various models and features to suit your cooking needs.

Popular Rent To Own Ovens and Ranges:

By leasing a gas or electric range through a rent-to-own program, you’ll enjoy a high return on investment, making it a financially sound decision for your kitchen appliance procurement. With a wide range of sizes, colors, and features available, you can find the perfect range to complement your kitchen décor and enhance your cooking experience.

Refrigerators with Built-In Water Dispensers

Refrigerators with built-in water dispensers not only offer convenience but also add aesthetic appeal to your kitchen. Rent-to-own options for these refrigerators are available from major brands like:

 - GE
 - Samsung
 - Frigidaire
 - LG
 - Whirlpool
 - Maytag

At RTBShopper, you can choose from side-by-side, top freezer, bottom freezer, and French door refrigerator models for rent-to-own.

Currently Available Refrigerators:

Refrigerators play an essential role in storing and preserving perishable foods in your home. By choosing a rent-to-own refrigerator with a built in water dispenser, you’ll enjoy the added convenience of having filtered water readily available at all times, reducing the need for bottled water and contributing to a more sustainable lifestyle.

Dishwashers and Steam Cleaners

Cleaning up after meals can be a hassle, but rent-to-own dishwashers and steam cleaners make it a breeze. With a selection of top-quality products and a range of features to suit your requirements, these appliances offer a convenient way to keep your kitchen clean.

Dishwashers with steam cleaning capabilities are particularly popular for rent-to-own, providing a powerful and efficient cleaning solution that removes even the toughest, stuck-on food residues. With options from leading brands and various sizes and capacities, you can find the perfect dishwasher or steam cleaner to meet your kitchen cleanup needs.

Rent-to-Own Air Conditioners and Heating Solutions

For those without central air or heating systems, rent-to-own air conditioners and heating solutions offer a practical option, providing comfort and convenience. Some options include:

 - Portable air conditioners
 - Window-mounted air conditioners
 - Space heaters
 - Portable heaters

You’ll find a variety of options to suit your needs and preferences. Rent-to-own air conditioners and heating solutions are a great way to stay comfortable.

Portable Air Conditioners

Portable air conditioners are perfect for those who need a flexible cooling solution and are available for rent-to-own. These units can be easily relocated and are not fixed in place, allowing you to cool specific rooms as needed. Portable air conditioners are straightforward to install and require minimal setup, as they can be plugged into any standard outlet without the need for additional wiring or installation.

Rent-to-own portable air conditioners typically require an initial down payment followed by periodic payments until the unit is fully paid off. With options from renowned brands such as LG, GE, and Whirlpool, you can find a portable air conditioner that not only cools your space efficiently but also complements your home’s décor.

Window-Mounted Air Conditioners

Window-mounted air conditioners offer an affordable cooling solution for those looking to rent-to-own. These units are installed in a window or wall opening and provide efficient cooling for the surrounding area. With options from leading brands and various sizes to accommodate any space, you can find the perfect window-mounted air conditioner to keep your home comfortable during the warmer months.

Renting window-mounted air conditioners offers numerous advantages, such as:

 - Cost-efficiency
 - Energy conservation
 - Flexibility
 - Easy installation

By opting for a rent-to-own window-mounted air conditioner, you can enjoy the benefits of a cool and comfortable living space without breaking the bank.

Heating Solutions

Rent-to-own heating solutions, such as space heaters and portable heaters, ensure your home stays warm and comfortable during colder months. These versatile heating options can be easily moved to different rooms as needed, providing targeted warmth exactly where you need it.

When selecting a rent-to-own heating solution, it is important to consider the size of the space that needs to be heated, the type of heating solution that best meets your requirements, and the associated costs. With a range of options available, you can find the perfect heating solution to keep your home cozy and comfortable all winter long.

Laundry Appliances: Washers and Dryers

Keeping your clothes clean and fresh is a breeze with rent-to-own laundry appliances, such as washers and dryers. Top-load and front-load options are available, offering various features and sizes to fit your needs and space.

No matter what your laundry needs are, rent-to-own laundry appliances are a great option.

Top-Load Washers and Dryers

Top-load washers and dryers offer a traditional design and are available for rent-to-own, with options from leading brands and various capacities. These appliances are known for their classic design and ease of use, making them a popular choice for many households.

By choosing a rent-to-own top-load washer and dryer, you can enjoy the convenience of having your laundry appliances at home, eliminating the need for trips to the laundromat. With various features and sizes available, you can find the perfect top-load washer and dryer to suit your laundry needs.

Front-Load Washers and Dryers

Front-load washers and dryers provide a modern and space-saving design, with rent-to-own options available from top manufacturers. These appliances offer increased energy efficiency compared to top-load washers and dryers, as well as a sleek and contemporary look that complements any laundry room.

With a variety of features and sizes to choose from, you can find the perfect front-load washer and dryer for your laundry needs. Rent-to-own options make it easy to enjoy the benefits of these modern and efficient appliances without the upfront cost.

Check Out Our Current Selection of Washers and Dryers:

Creating a Rent-to-Own Payment Plan

Creating a rent-to-own payment plan involves determining rental payments, considering early purchase options such as cash price, and having a bank account for automatic payments.

In the following sections, we’ll discuss these steps in greater detail, ensuring you have a clear understanding of the process and can make informed decisions when choosing rent-to-own appliances.

Determining Rental Payments

Rental payments for rent-to-own appliances are determined based on the appliance’s cost, lease term, and any additional fees or charges. By considering these factors, you can create a payment plan that fits your budget and allows you to work towards owning the appliances you need.

When making rental payments for rent-to-own appliances, it is important to factor in any additional fees or charges, such as taxes, delivery fees, and setup fees. By including these costs in your rental payments, you can ensure that you are accurately budgeting for your rent-to-own appliances and avoiding any surprises down the line.

Early Purchase Options

Early purchase options allow renters to buy their leased appliances before the end of the lease term, potentially saving money on rental fees. These options can be particularly beneficial for those who find themselves in a better financial position before the lease term ends or who wish to own their appliances sooner.

The terms and conditions of the early purchase option may vary according to the lease agreement and the lessor. It’s essential to carefully review your rent-to-own agreement and discuss early purchase options with your lessor to ensure that you fully understand the process and can make the best decision for your situation.

Importance of a Bank Account

Having a bank account is essential for rent-to-own payment plans, as automatic payments ensure timely payments and help avoid late fees or penalties. By setting up automatic payments from your bank account, you can ensure that your rent-to-own payments are made on time, keeping you on track towards owning your appliances.

A bank account provides several benefits for monitoring progress towards owning appliances through a rent-to-own payment plan. These benefits include:

 - Providing a documented account of payment history
 - Allowing you to make timely payments
 - Helping you stay on top of your payment plan
 - Working towards achieving your goals

By maintaining a bank account and utilizing these benefits, you can effectively track your progress and work towards owning the appliances.

Frequently Asked Questions

What is lease to own furniture?

Lease to own furniture is a convenient financing option that allows customers to purchase items like mattresses and tires without having to take out a loan. This is possible through a lease-purchase agreement with a finance company, like Progressive Leasing, which purchases the item from the retailer and leases it to the customer.

What types of appliances are available for rent-to-own?

Rent-to-own appliances include kitchen, air conditioning, heating, and laundry appliances such as refrigerators, ranges, dishwashers, air conditioners, heaters, washers, and dryers.

These appliances are available for rent on a short-term basis, allowing customers to pay for them over time. This is a great option for those who need to replace an appliance but don’t have the funds to purchase one outright. Rent-to-own appliances are also a great way to upgrade.

How does rent-to-own work for appliances?

Rent-to-own provides an easy and convenient option for purchasing appliances, by allowing you to lease them with the option to purchase at the end of the lease term.

This option is beneficial for those who may not have the funds to purchase an appliance outright, or who may not have the credit score to qualify for a loan. It also allows for more flexibility in terms of payment options, as you can choose to pay off the debt.

Can I rent-to-own appliances with bad credit?

Yes, rent-to-own appliances can be an option for individuals with bad credit as they provide an alternative payment plan that is not solely dependent on credit score.

This payment plan allows individuals to make payments over time, and eventually own the appliance. This can be a great option for those who are unable to purchase an appliance outright due to their credit score.

What brands offer rent-to-own appliances?

Leading appliance brands like LG, Samsung, GE, Whirlpool, and Maytag offer rent-to-own options for their products, making it easier to access the latest features in kitchen and laundry appliances.

Rent-to-own options make it easier to get the latest appliances without having to pay the full price upfront. This can be a great way to upgrade your home without breaking the bank. Plus, you can always upgrade to the newest model when your rental period is up.