Laptop or Desktop Computer Payment Plans
If you are in the market for a new laptop or desktop computer but don't have the cash on hand to buy one outright, you may be wondering if there are any computer payment plans available that don't require a credit check. Luckily, there are! In this blog post, we will discuss some of your options for getting a computer payment plan. We will also provide information on how to get up to $5000 in leasing credit even if you have bad credit. So read on to learn more!
Monthly Payments on Gaming Laptops
RTBShopper provides computer payment plans on gaming laptops and gaming desktop PCs with no credit needed. So even if you have bad credit, our computer financing program offers up to $5000 in available leasing credit and has monthly payments. You could qualify and be pre-approved for rent-to-own financing in only a couple of minutes!
We have hundreds of gaming computers to choose from, or standalone hardware like AMD Ryzen processors, graphics cards, and laptop and gaming PC accessories.
Computer Financing With No Credit Needed
Our easy financing options allow you to get a computer, even if your credit is bad. To qualify for computer payment plans, simply take these steps:
- Make sure your residential address has been in place for over 30 days and that your bank account is linked to your address.
- Create an account and provide us with basic information about you like your name and address.
- Come up with a budget for your purchase based on the monthly payments.
- See if you are pre-approved for up to $5000 to purchase a new computer
- If you received an approval, just sign the lease agreement at checkout.
- Pay the initial payment after signing and we'll ship your new computer directly to your house. Free shipping is included with every purchase at RTBShopper.com
To apply, you just need to fill out the application form on our website during the checkout process or you can click here to get an approval before you start to shop!
Choose a Payment Method That Works For You!
We provide a variety of payment options and terms vary based on which option you choose, so make sure to pick the payment plan that works for you and check the details of your lease agreement. For example, one lender may not process an initial payment while another will or the loan amount with a specific lender may be subject to additional fees.
There's no obligation to purchase a new computer just because you are approved so once you receive approval make sure to review everything before you sign so you know the full price you are paying.
Applying Doesn't Affect Your Credit
When you apply for rent to own to finance a transaction, you're actually not taking on a loan. There's no hard credit check so it doesn't affect your credit score to find out if you are approved. You also will not be penalized for having bad credit, since an inquiry will not show up whether you are approved or denied. This makes it easy to get the computer you need without stressing about your current financial situation.
Applying for laptop or desktop computer payment plans online is easy. Just select a rent-to-own payment method at checkout. In order to apply, you just need to be over the age of 18, have a valid bank account, have a government-issued ID such as a driver's license or passport, and have a social security number or tax identification number. We currently only work with residents of the USA but check back frequently as we may expand to your country soon!
Save Money Upfront with a Rent-To-Own Payment Method
Leasing a computer can be expensive, but if you're looking to save money in the short term, a rent-to-own payment method may be ideal and provide benefits that paying in full does not.
If you don't take advantage of the cash price or early purchase option you will pay more overall compared to other methods, but by breaking up the cost into smaller payments, it's easier to budget and manage your purchase.
There's no credit needed and sometimes even with bad credit, you can get pre-approved to purchase one of our new computers. Also with rent-to-own loans, the taxes are included in your payments, so you don't have to worry about paying any additional hidden fees when your rental agreement is paid off.
If you do use a computer rental plan you must make sure you are responsible for your payments and are on time and in full each month to avoid late charges or other penalties. You can also save money by making extra payments towards your computer lease agreement or paying off your rental early. Make sure to check your lease agreement for specific details and to discover how you can save more money.
Special Offers at RTBShopper
If you're looking for a good price on a laptop or desktop computer, be sure to check out the special offers at RTBShopper by signing up for our newsletter. You can save hundreds of dollars on top-brand computers and computer accessories when you use a coupon code at our store.
So don't wait any longer - shop today and find the perfect desktop computer or laptop for your needs! If you have any questions or need assistance, please contact our customer service team by visiting this page.