Buy Now, Pay Later: How to Finance New Electronics

Do you need a new laptop or TV, but the price tag is making your heart skip a beat? This doesn't have to be the end of your search. There are thousands of buy now pay later electronics available at RTBShopper.com and we'll help you get approved for up to $5,000 with our rent to own financing options.

1. What are buy now pay later electronics?

Buy now pay later electronics are items like laptops, TVs, tablets, cell phones, and gaming computers that can be purchased online for monthly payments from a website such as RTBShopper.com. This is also known as rent to own financing, where you purchase what you want but have an option to buy it outright at any time or own it at the end of your payment schedule. These types of transactions are perfect for those types of people who may not have the cash on hand right away when they need a new computer or TV in their home because it allows you to get the item asap while paying it off over time.

2. How does a buy now pay later payment plan work?

A buy now pay later payment plan works by giving you a set of monthly, weekly, or bi-weekly payments where the payments are taken out on the same dates that you get your paycheck. You can find out if you qualify by filling out the online application, which is fast and takes most people less than a minute to complete. You could be approved for up to $5,000 instantly, and start shopping for the electronics, appliances, or furniture that you need. There's no hidden fees and we provide free shipping on all orders!

3. Who qualifies for buy now pay later?

You may qualify for buy now pay later payment plans if you're 18 or older, have a job with regular income, an active checking account, and a social security number. Our rent-to-own partners use third-party consumer databases to verify your personal and financial information, so your credit score won't be affected when you apply or start a lease with us. You can get pre-approved for up to $5,000 by filling out our online application.

3. Benefits of buy now pay later electronics

There are several benefits to using a buy now, pay later payment plan to purchase new electronics like TVs, computers, or home theater systems: it's a fast way to get the items you want today even if you don't have the cash to pay for everything upfront, there's no credit checks when you apply, and we provide free shipping nationwide or same-day pickup on all our orders.

4. Disadvantages of buy now pay later electronics 

There are a couple disadvantages to buy now, pay later electronics: For one, the monthly payments may be higher than you would typically see with traditional financing options like credit cards or personal loans. You can avoid overpaying by paying off your lease within the "cash price period" (usually 90 days). You also might pay an application fee or administrative fee to start a lease.

5. What are some popular electronics that can be purchased on RTBShopper?

There are a lot of options for pay later electronics on RTBShopper.com - it's the best online shopping site for hardworking people and low income families that are looking for affordable ways to save money. Some of our most popular products include Gaming PCs (check out our article on the best gaming laptops of 2021), Laptops, Tablets, Smart Phones, Video Games, Smart Watches, Drones, Headphones & Earbuds, and robotic vacuums!

A new laptop or TV can be out of reach for many people, but RTBShopper has a wide range of electronics available on buy now, pay later payment plans. So what are you waiting for? Apply today or call us at 855-785-6501 if you need help with the application process.