Best Buy Products Available With "Buy Now, Pay Later" at RTBShopper
Looking for larger purchases at Best Buy with buy now pay later payment plans? You're in luck! RTBShopper now offers "Buy Now, Pay Later" on all Best Buy products, and spending limits as high as $5,000. This means that you can get the best buy now pay later electronics, appliances, rent-to-own furniture, and more without having to worry about your budget, or being charged interest rates and hard-to-understand fees.
Just select "Buy Now, Pay Later" at checkout and you'll be able to enjoy your purchase as soon as today. Instead of needing to charge interest, you are instead charged a rental fee unless you pay off your lease. When you apply with our buy now pay later apps, there are no hard credit checks so you don't have to worry about the credit bureaus dinging you whether you are approved for a leasing credit limit or not.
So what are you waiting for? Start shopping today!
Best Buy: Buy Now, Pay Later Options Today!
With RTBShopper, you can get the best products no matter what kind of credit history you have. Shop online or at an in-person retailer and get access to buy now pay later on all your purchases.
How Does Buy Now Pay Later Work
Instead of paying one payment upfront, or dealing with a credit check and having to pay interest, you can skip the credit check and fill out buy now pay later applications (BNPL apps), then if you are approved just pay a rental fee instead of an interest rate. For people with bad credit, or people who can't afford a huge down payment or first payment, this is a great way to get the best products.
You can get almost anything you want with buy now pay later, from clothes and shoes to electronics and appliances. Some of the best options for products include larger purchases like:
- PC Gaming
- Laptops
- Desktop Computers
- Tablets
- Refrigerators
- Dishwashers
- Ovens & Stoves
- Furniture
- Mattresses
- and much more!
We have more than 100,000 products available for you to choose from at RTBShopper, and all of them are available with rent-to-own or buy now pay later financing. So what are you waiting for? Shop today and get the best products with the best financing options!
As long as you have a bank account and direct deposit, a social security number or tax identification number, have a source of income and are over the age of 18, then you could qualify for our buy now pay later services and get a lease "credit limit" or lease "credit line" of up to $5000.
Unlike a traditional credit card, there's no hard credit check. You can then use this "credit limit" to pay for purchases in-store or online purchases with websites and online merchants like RTBShopper. Your first payment isn't due until you receive your merchandise and any future payments come out of your bank account when scheduled.
Instead of worrying about interest rates, you'll get interest-free payments and pay rent instead until the rental period is over or until you pay off the lease-loan terms.
Spending Limits Up To $5000
With our fast and easy buy now pay later app, you could be approved for a lease credit line of up to $5000. It only takes a couple of minutes to apply, and there's no credit needed - even bad credit is okay!
No Hard Credit Inquiry
There's no hard credit inquiry when you apply for rent-to-own, only a soft credit check to verify your ability to pay your payments. When you complete the buy now pay later apps on our website and apply for BNPL services, you don't have to worry about an inquiry on your credit report or it lowering your credit score!
No Down Payment
There's no down payment, and your remaining payments don't start coming out of your account until you receive your purchase! Our flexible payment plans allow you to pay for your purchases over time without damaging your credit score.
Early Purchase Option
What's more, there are NO prepayment fees or penalties so you can pay off your purchase at any time without penalty! Pay off your purchase within the early purchase period and you won't pay interest or rental fees and essentially are getting interest-free financing!
Payments Reported To Credit Bureaus
Credit bureaus require you to report your current balances and debt levels every month. This is one way that credit bureaus keep track of your creditworthiness. When you make on-time payments with RTBShopper, we report your good behavior to help you build credit.
Build Your Credit Score Over Time
Your payment history makes up 35% of your credit score, so it's important to make on-time payments. When you use RTBShopper's "Buy Now, Pay Later" service, you're establishing a positive payment history that will help you build your credit score over time. No hard credit inquiry means there is only a soft credit check when you apply, and the three major credit bureaus won't show an inquiry on your credit report.
Forget About High-Interest Rates & Credit Bureaus
Instead of having to pay interest, you just pay equal payments until the rental period is over, or you can pay off the cash price within the early purchase period (usually 90 days, read the lease agreement before you sign for the specific details). Most consumers pay or owe interest for years on their credit card purchases, so this is a great way to avoid that and have a structured way to own your merchandise even sooner. Your payments may often be lower than if you purchased with an existing credit card and there are no hidden fees or charges.
Now is the perfect time to take advantage of RTBShopper's "Buy Now, Pay Later" service. You can get the products you want today, and if you establish a positive payment history!
No Money Down on Rent to Own Finance Purchases
With Buy Now Pay Later (BNPL), you don't worry about your credit history or even bad credit! The BNPL services that we partner with use only soft credit checks and only to make sure you can afford the minimum payments on any BNPL loans. Instant approval means you could qualify for flexible payments, and the BNPL app takes as little as two minutes.
Avoid Missed Payments
Late fees for a missed payment could result in fees also so keep that in mind as well, and show up on your credit report. Future late payments could make subsequent payments more expensive as well. If at any time you think you might have a late payment or need to reschedule payments, our lenders are sometimes available to help you and restructure your payment schedule; but to avoid any late fees make sure to stick to a payment plan that you can afford without falling behind.
Also Available: Interest-Free Financing With PayPal Credit
If you have a PayPal account and PayPal credit, you can use PayPal pay later or pay in full to pay for your purchase. With PayPal's pay later you can also get interest-free payments and equal payments for up to six months because they offer interest-free financing and a credit limit of up to $20,000. That means you don't have to pay the full purchase price upfront, and you can spread out your payments over time.